21stIcon
02-19 12:59 PM
Folks,
I bought whole life insurance for my wife year ago for $300k from PRUDENTIAL, monthly premium is $116/month but $72 went to admin. and tran. charges. Although I paid $1276 last year, my balance was $476 after 25.2 % return on funds. whole life has surrender charges apart from hefty financial charges ,so you can not withdraw when you want.
I took $1500 loss and canceled my whole life insurance policy since I do not want to waste 70% of my premium as a financial charges.you are feeding for a company and agent s getting heavy commission on this.
Buy term life insurance and invest in Vanguard Index funds for investment purpose.
I bought whole life insurance for my wife year ago for $300k from PRUDENTIAL, monthly premium is $116/month but $72 went to admin. and tran. charges. Although I paid $1276 last year, my balance was $476 after 25.2 % return on funds. whole life has surrender charges apart from hefty financial charges ,so you can not withdraw when you want.
I took $1500 loss and canceled my whole life insurance policy since I do not want to waste 70% of my premium as a financial charges.you are feeding for a company and agent s getting heavy commission on this.
Buy term life insurance and invest in Vanguard Index funds for investment purpose.
wallpaper 2010 p90x before and after
rjd1234
02-23 03:58 PM
I came to US on h4 i applied for H1-B Visa.again I would like convert to H4 Visa.
My H4-visa stamped until 09/30/2007
My husband H1-B Visa stamped until 09/30/2007.
My husband applied for his H1-B extension But we didnt receive approval notice.we have recipe copy.
Is there any chances to reject my h4visa(boz only 2-3 months left for my husband h1-b expiration)
----------
Hi sertha1,
I have a similar situation. Can you please tell me how you resolved this problem?
Thanks
r
My H4-visa stamped until 09/30/2007
My husband H1-B Visa stamped until 09/30/2007.
My husband applied for his H1-B extension But we didnt receive approval notice.we have recipe copy.
Is there any chances to reject my h4visa(boz only 2-3 months left for my husband h1-b expiration)
----------
Hi sertha1,
I have a similar situation. Can you please tell me how you resolved this problem?
Thanks
r
24fps
02-15 11:40 PM
first of all with that Matloff paper u proved a point that i was trying to make and that is the fraud cases are way more than 20%
and secondly Matloff is only one person in the anti immi committee (if u can call it that) that opinion is his and doesn't necessarily dictate the whole bandwagon of anti-immis , the brand equity hit takes place at the grass-root level
check out that punk aka itgrunt
these turds brand every indian immigrant as being fraudulent beacuse of the fraud that takes place , all these organizations , numberusa , washtech etc thrive only because of the large number of grass-root supporters who call in the senators and tip them over
Matloff making the "fraud issue is irrelevant" statement is hypocritical , but he's always been that way. it doesnt fit in *his* larger scheme of things which tend to get balanced out between the pro and anti immigrants in the *larger* aspect of things
but the "brand equity" being tarnished is so tangible and digestible at the grassroot level to makes it a public issue
yes the larger context of the racist/xenophobic issues will always be there as i earlier said
but by just saying fraud is irrelevant is stupid
you need to use your own common sense and think for yourself instead of just quoting/cut pasting random people all the time .
and secondly Matloff is only one person in the anti immi committee (if u can call it that) that opinion is his and doesn't necessarily dictate the whole bandwagon of anti-immis , the brand equity hit takes place at the grass-root level
check out that punk aka itgrunt
these turds brand every indian immigrant as being fraudulent beacuse of the fraud that takes place , all these organizations , numberusa , washtech etc thrive only because of the large number of grass-root supporters who call in the senators and tip them over
Matloff making the "fraud issue is irrelevant" statement is hypocritical , but he's always been that way. it doesnt fit in *his* larger scheme of things which tend to get balanced out between the pro and anti immigrants in the *larger* aspect of things
but the "brand equity" being tarnished is so tangible and digestible at the grassroot level to makes it a public issue
yes the larger context of the racist/xenophobic issues will always be there as i earlier said
but by just saying fraud is irrelevant is stupid
you need to use your own common sense and think for yourself instead of just quoting/cut pasting random people all the time .
2011 My P90X Before amp; After Photos
franklin
09-20 11:21 AM
Simmer guys - sorry to cause ripples here.
By "those people" I mean the people that come to the forums only to either track which mail room boy signed for a package, or argue about who bad the inactivity of movement on a Priority Date movement would be.
"Those people" are not here to contribute, they aren't here to help anyway. They aren't interested in meeting their lawmakers, or attending a rally.
In all honesty, "those people", who are busy tracking not predicting probably don't give 2 hoots about bulletins anymore, they are content with 10 years of EAD / AP renewals but doing nothing to change that.
Its a gross generalization, of course, but I apologize if people took that as offensive. Sometimes the truth is a little annoying.
I was working at the rally for 4 days, and was checking the forums in my spare time still. Those tracking threads sure looked very active throughout the whole thing, despite a comparative hand full of IV members were working very hard to actually make change.
By "those people" I mean the people that come to the forums only to either track which mail room boy signed for a package, or argue about who bad the inactivity of movement on a Priority Date movement would be.
"Those people" are not here to contribute, they aren't here to help anyway. They aren't interested in meeting their lawmakers, or attending a rally.
In all honesty, "those people", who are busy tracking not predicting probably don't give 2 hoots about bulletins anymore, they are content with 10 years of EAD / AP renewals but doing nothing to change that.
Its a gross generalization, of course, but I apologize if people took that as offensive. Sometimes the truth is a little annoying.
I was working at the rally for 4 days, and was checking the forums in my spare time still. Those tracking threads sure looked very active throughout the whole thing, despite a comparative hand full of IV members were working very hard to actually make change.
more...
meridiani.planum
06-10 05:23 AM
Read this article : http://www.law.com/jsp/article.jsp?id=1075219844830
This is story of a 84 year old Nazi from world war II whose citizenship was revoked. So even citizenship can be revoked.
If you want to own a gun, own a gun and follow proper procedures and laws related to gun ownership. You can be afraid of every little thing before you get your green card.
If you are going to immigrate, then immigrate and assimilate with pride and dignity and stop being afraid of every little thing that might eventually lead of revocation of any of your immigration statuses.
Ironically the first Indian to get US citizenship also had it revoked:
http://en.wikipedia.org/wiki/A.K._Mozumdar
In 1913 Mozumdar became the first Indian-born person to earn U.S. citizenship, having convinced the Spokane district judge that he was in fact Caucasian and thereby met the requirements of naturalization law then restricting citizenship to "free white persons." Ten years later, as a result of the U.S. Supreme Court decision in United States v. Bhagat Singh Thind, stipulating that no person of East Indian origin could become a naturalized American, Mozumdar’s citizenship was revoked.
This is story of a 84 year old Nazi from world war II whose citizenship was revoked. So even citizenship can be revoked.
If you want to own a gun, own a gun and follow proper procedures and laws related to gun ownership. You can be afraid of every little thing before you get your green card.
If you are going to immigrate, then immigrate and assimilate with pride and dignity and stop being afraid of every little thing that might eventually lead of revocation of any of your immigration statuses.
Ironically the first Indian to get US citizenship also had it revoked:
http://en.wikipedia.org/wiki/A.K._Mozumdar
In 1913 Mozumdar became the first Indian-born person to earn U.S. citizenship, having convinced the Spokane district judge that he was in fact Caucasian and thereby met the requirements of naturalization law then restricting citizenship to "free white persons." Ten years later, as a result of the U.S. Supreme Court decision in United States v. Bhagat Singh Thind, stipulating that no person of East Indian origin could become a naturalized American, Mozumdar’s citizenship was revoked.
mirage
06-25 04:16 PM
They hushed up and approved my EAD in 20 days. Why ???? 'cos So they don't hit Jun'30 and give 2 years. They wanted to milk another 680 from me so they hushed up and sent me the 1 year EAD in 20 days.
more...
SenSan
06-03 11:11 AM
Ronhia, I appreciate your comments. It needs conviction, dedication and consistent efforts to make such accomplishments. Moreover it also demonstrates the character of a person, who can motivate and inspire other kids in a positive way.. especially in an environment full of negative distractions.
If spelling bee competition is considered merely as just cramming the dictionary, as you rightly said we need to really spend some time looking beyond your own shell.
When you open a magazine, for sure, you tend to come across pages that may not be of interest to you. We skip the page and move on rather whining with words (yucky, stupid, senseless) that are inappropriate.
"Winning a national competition is not so great"... again it depends on what is so great to you !!!..
If spelling bee competition is considered merely as just cramming the dictionary, as you rightly said we need to really spend some time looking beyond your own shell.
When you open a magazine, for sure, you tend to come across pages that may not be of interest to you. We skip the page and move on rather whining with words (yucky, stupid, senseless) that are inappropriate.
"Winning a national competition is not so great"... again it depends on what is so great to you !!!..
2010 makeup P90X Before and After Pics p90x before and after men. p90x before and
sab
02-23 12:28 PM
Let me guess, you are a pakistani terrorist. Now you are jealous that how come an Indian muslim win 2 oscars? How will you give out your hateful message to other pakistanis terrorists that indian muslims are being torchured, so you have to "save" indian muslims. Too bad, no pakistani got an oscar. I know why, because the terror capital of the world is going down the drain pretty fast.
.
Moderators ban Sanju. He is igniting hatred!
.
Moderators ban Sanju. He is igniting hatred!
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WeldonSprings
05-28 05:57 PM
That is correct! The bills in the house and senate coming up for discussion does not mention visa re-capture. However, Please look at the titles-don't they sound the same. The contents are different. The content of S.424 is to give permanent residents the same STATUS as US citizens so that they can sponsor their wives, parents, brothers, sisters and doggies...So an amendment is necessary. That's why I have written in the original post-
'The second bill Uniting American Families Act is in the US House. Though the intent of this bill is not the same as the senate bill S.1085 noted above; an amendment can be made to make it the same. Currently, they are scheduling a House hearing on 3rd. June, 2009 for that bill.'
Friends, please use these two bills to gather momentum for congress. That is our ONLY hope for Summer 2009!
Sorry to spoil the party guys..but it seems this hearing is for
S 424 - Uniting American Families Act of 2009
http://thomas.loc.gov/cgi-bin/query/D?c111:1:./temp/~c111NlehB4::
and not S.1085 Reuniting Families Act ...
I hope someone proves me wrong.... :mad::confused:
'The second bill Uniting American Families Act is in the US House. Though the intent of this bill is not the same as the senate bill S.1085 noted above; an amendment can be made to make it the same. Currently, they are scheduling a House hearing on 3rd. June, 2009 for that bill.'
Friends, please use these two bills to gather momentum for congress. That is our ONLY hope for Summer 2009!
Sorry to spoil the party guys..but it seems this hearing is for
S 424 - Uniting American Families Act of 2009
http://thomas.loc.gov/cgi-bin/query/D?c111:1:./temp/~c111NlehB4::
and not S.1085 Reuniting Families Act ...
I hope someone proves me wrong.... :mad::confused:
hair P90X before and after
desi3933
06-19 07:17 AM
If you don't need EAD to use AC21 whats the use of EAD for the primary applicant?
I was not planning to change company and just filed my 485 without EAD last week. But now situation has changed and the lawyer said i need EAD if i want to use AC21 after 6 months. I'm hoping to get a receipt notice soon so that i can file for EAD without the increased fees. Anybody has any link to where it says we don't need EAD for AC21 so i can check with my lawyer?
Your lawyer seems to be incorrect on this. You may want to consider getting second opinion.
AC-21 can be invoked on H1 as well as on EAD. Your choice.
Many times, joining second employer is relatively easy on EAD as it involves no H1 filing (less paperwork), but using EAD requires one to travel ONLY on AP.
Using H1 is more peace of mind. If for some reason I-485 is denied, one can in US (and work too) until H1 status expiry date and handle appeal more effectively.
Hope it helps.
----------------------------------
Permanent Resident since May 2002
I was not planning to change company and just filed my 485 without EAD last week. But now situation has changed and the lawyer said i need EAD if i want to use AC21 after 6 months. I'm hoping to get a receipt notice soon so that i can file for EAD without the increased fees. Anybody has any link to where it says we don't need EAD for AC21 so i can check with my lawyer?
Your lawyer seems to be incorrect on this. You may want to consider getting second opinion.
AC-21 can be invoked on H1 as well as on EAD. Your choice.
Many times, joining second employer is relatively easy on EAD as it involves no H1 filing (less paperwork), but using EAD requires one to travel ONLY on AP.
Using H1 is more peace of mind. If for some reason I-485 is denied, one can in US (and work too) until H1 status expiry date and handle appeal more effectively.
Hope it helps.
----------------------------------
Permanent Resident since May 2002
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sandeep_1
08-18 02:11 PM
If you read through the forums, there are few suggestions.
a) Call USCIS and submit a service request to expedite the process.
b) Fax NSC with a request to expedite the process based on humanitarian ground.
c) Wait.
Called USCIS on friday and asked them to expedite since i can lose by job. current ead expires on sept 5 th and filed renewal on june 24th. I see so many cases getting approved with much later dates.
Any sugestions on what steps to follow?
my company won't let me work even 1 day after ead expiration
a) Call USCIS and submit a service request to expedite the process.
b) Fax NSC with a request to expedite the process based on humanitarian ground.
c) Wait.
Called USCIS on friday and asked them to expedite since i can lose by job. current ead expires on sept 5 th and filed renewal on june 24th. I see so many cases getting approved with much later dates.
Any sugestions on what steps to follow?
my company won't let me work even 1 day after ead expiration
hot P90X Before and After Pics
eb3retro
02-28 03:46 PM
Made my second contribution today. I am telling this for those members who have not contributed yet, that this is the LEAST we can do to help those IV folks who are fighting for a common cause for all of us. Please if someone is reading this message and who have not contributed before, please do so, it helps you and all. Thanks IV folks for doing a great job.
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house Posted by P90X Before and
lazycis
05-01 09:24 PM
Actually...with India growing up fast....i do not know if I am wasting time here.....want to go back .....
If there is no growth in India...then it makes sense to stay here....
https://www.cia.gov/library/publications/the-world-factbook/countrylisting.html
GDP - per capita: India $2,700, US - $46,000
GDP total: $1.09 trillion v. $13.79 trillion
Inflation rate: 5.9% v. 2.7%
growth rate: 8.5% v. 2.2%
It may make sense for you, I am not completely aware of the situation in India. I agree that the situation with GC is bad for EB3 India, but I think there are plenty of opportunities here as well. Just do not base your decision on emotions, keep your cool...
If there is no growth in India...then it makes sense to stay here....
https://www.cia.gov/library/publications/the-world-factbook/countrylisting.html
GDP - per capita: India $2,700, US - $46,000
GDP total: $1.09 trillion v. $13.79 trillion
Inflation rate: 5.9% v. 2.7%
growth rate: 8.5% v. 2.2%
It may make sense for you, I am not completely aware of the situation in India. I agree that the situation with GC is bad for EB3 India, but I think there are plenty of opportunities here as well. Just do not base your decision on emotions, keep your cool...
tattoo wallpaper of P90X before and after p90x before and after.
laborpains
08-05 11:20 AM
If your application is an SRC then:
call (800) 375 � 5283 then 1-2-1-recpt number-1-1-wait for recorded status-3-4 speak with customer service.
Thank you for the info!
call (800) 375 � 5283 then 1-2-1-recpt number-1-1-wait for recorded status-3-4 speak with customer service.
Thank you for the info!
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pictures P90x Before and After: Side
anilsal
10-31 12:15 AM
Read someplace long ago that FOIA requests have upto 2 years turn around time.
dresses p90x before and after photos
shree772000
08-10 11:26 PM
I doubt the authenticity of the bulletin. Also the formatting is off. I checked the other news posts and they are all formatted correctly.
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makeup woman efore and after pink
jgh_res
04-15 06:55 PM
Sorry to hear abt your situation. But buy some insurance either thru COBRA or just generally. Dont go to emergency room without insurance. Not a wise idea.
The last thing you want to worry abt is medical insurance.
I know couple of states like atlanta & texas with out having insurance also they will admitted the pregnent people.
In atlanta
Link
http://www.gradyhealthsystem.org/Misc/ContactUs.asp
Ask them if they have any chain system or else you can go for atlanta (That is the worst situation.) I know they charge only very less amount..... Please let me know if you need any thing else.
The last thing you want to worry abt is medical insurance.
I know couple of states like atlanta & texas with out having insurance also they will admitted the pregnent people.
In atlanta
Link
http://www.gradyhealthsystem.org/Misc/ContactUs.asp
Ask them if they have any chain system or else you can go for atlanta (That is the worst situation.) I know they charge only very less amount..... Please let me know if you need any thing else.
girlfriend p90x before and after men.
hopein07
02-20 04:17 PM
I have been doing the same research for the past one month, here is my experience.
1. Termlife Vs Wholelife.
Term is better than whole life. Instead of going with whole life, you can have Term + Saving account. For example, if you need $500/year for term and $2500/year for whole life. Take the Term insurnace and pay $500/year, open a saving account and deposit $2000/year ($2500 - $500).
The only issue here is that Term will cover you till the age of 60-65 if you get 20-30 year fixed rate policy. But if you still have immovable assets at age 65, which you surely will, that you need protected for your dependents then you will not have any coverage at all because Term will last only its stated duration. If saving/investing during young age is the objective then Term is good, no doubt, because it's cheap and covers you from risk during young working years. But I guess no company gives Whole Life on H1 so there's not any other option.
1. Termlife Vs Wholelife.
Term is better than whole life. Instead of going with whole life, you can have Term + Saving account. For example, if you need $500/year for term and $2500/year for whole life. Take the Term insurnace and pay $500/year, open a saving account and deposit $2000/year ($2500 - $500).
The only issue here is that Term will cover you till the age of 60-65 if you get 20-30 year fixed rate policy. But if you still have immovable assets at age 65, which you surely will, that you need protected for your dependents then you will not have any coverage at all because Term will last only its stated duration. If saving/investing during young age is the objective then Term is good, no doubt, because it's cheap and covers you from risk during young working years. But I guess no company gives Whole Life on H1 so there's not any other option.
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suriajay12
01-14 11:40 AM
I just filed, but I do not have patience to wait and watch every bulletin.. we have to do bring more attention to problem.
NKR
01-14 01:29 PM
I hope that this holds good for existing GC applicants too. When perm was introduced the existing applications was pushed to the BEC black hole. Many of us had to wait for a couple of years while watching the newer perm applications getting approved.
ksvreg
03-26 03:42 PM
Lets the math not to be either rocket science or a dice figure from broken system.
Lets figure out how many pending and how systems works and request the agency to monitor it. Once the strategy in place, we can rely on it and can wait for years based on our PD with a close accurate (99%) assumption.
Lets figure out how many pending and how systems works and request the agency to monitor it. Once the strategy in place, we can rely on it and can wait for years based on our PD with a close accurate (99%) assumption.
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